Blog

July 7, 2023

We all recognize the benefits of having a good insurance policy— whether it’s for your home, your health care, or your car. But many times, even though you may be familiar with the basics of your policy, you aren’t aware of what may be going on behind the scenes.

June 28, 2023

Insurance companies underwrite policies with individuals and entities, who then pay a premium for the coverage they are seeking. This can be true for auto insurance, property insurance, commercial insurance, and more. When the policyholder is thereafter injured or suffers property damage covered by the insurer’s policy agreement—which generally includes a deductible and caps on the amount to be paid out—the insurer will offer a cash settlement.

May 17, 2023

Assume you’ve purchased an apartment complex, and as the new landlord, you want to make sure you’re protected against lawsuits from tenants and their rental insurance policies. You include in your lease agreement with each tenant what is called a waiver of subrogation. This will protect you from an insurance company lawsuit if, for instance, a tenant slips and falls on a stairway that has become worn from overuse.

May 1, 2023

“Subrogation” is a term you may have heard at some point in your life. However, many people do not know what it means or how it relates to them.

Jan. 23, 2020

Subrogation law, with Insurance, is constantly being used. It is part of nearly every insurance contract. The courts are loaded with lawsuits involving the negligence of a third party and subrogation claims.

Jan. 23, 2020

Starting a new company reveals a bewildering array of possibilities and decisions and near the top rests a question: “should a lawyer be involved and, if so, when?”

Jan. 23, 2020

Discovery is an essential aspect to every legal proceeding, yet many people don’t have a good grasp on what it entails. By learning more about this part of a legal proceeding, you can better understand how it will affect your business litigation.

Jan. 23, 2020

Most homeowners and business owners do not conduct an inspection of piping, fittings, and hoses and rarely even give much thought to them all until they are ankle deep in water! Subrogation may exist if faulty plumbing work is the culprit or defective materials can be established but in most instances, the failure and ultimate loss is simply age.

Jan. 23, 2020

Negligence by a utility company may cause extensive damage to your property. If so, the utility company may be held liable. Each state has laws regarding whether or not a utility company can be sued for damages, but most states require the utility to take responsibility and pay for damage caused.

Jan. 23, 2020

The purpose of a subrogation claim is to force the person or company that was at fault for an accident to reimburse the insurance companies that paid insurance benefits as a result of that accident.